f.a.q.

You have questions. wE have answers.
How does this process work?

We challenge negative items on your credit report to all three bureaus. They have 30 days to review the dispute; after which a decision is made to update or delete the item from your credit report. We repeat the process for as long as you are in the program.

How long does it take?

Each credit file is different therefore the timeframe will vary depending on what is on your credit report.

Is there a money back guarantee?

Yes, if after 180 days of no deletions, you will receive a full refund.

Will I need to sign a contract?

Services are on a month to month basis therefore there is no contract.

When can I cancel the program?

The program may be cancelled three days in advance of any upcoming recurring payment.