Credit Monitoring

Credit Monitoring  by Identity IQ

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What is a Credit Score?

A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. Credit scores range from 300-850.
The higher your score is, the more likely you are to get a loan.

720-850 Excellent

700-719 Very Good

675-699 Good

620-674 Average

560-619 Poor

500-559 Very Poor

What can I do to help improve my score?

Pay your bills on time

Check your credit report once a year.

Never charge more than 20% of your available balance on any credit card

Limit the number of inquiries (opening new accounts)

How is my credit score calculated?

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